How to Borrow Units from PHED Prepaid Meter
Posted in: Basics of Prepaid Meters

How to Borrow Units from PHED Prepaid Meter: 4 Methods

Prepaid meters help us manage our electricity effectively and efficiently. But when the prepaid credit units finish, the power supply will be interrupted, hence requiring you to top up your credit units. However, what happens when your prepaid electricity units reach zero and you don’t have money for immediate recharges? Do you know that you can borrow prepaid electricity units? Well, PHED allows you to borrow units for your prepaid meter.

There are different methods that you can use to borrow units from a PHED prepaid meter, such as through the use of a code, online platforms, neighbors, etc. So, if you run out of electricity units at odd hours or you don’t have money for immediate recharge, you can easily borrow credit units using any of these methods.

Meanwhile, if you don’t know how to borrow units from PHED prepaid meter, there is no need to worry about that because we are going to show you how you can go about it. All you need to do is take your time to go through this guide. 

How to Borrow Units from PHED Prepaid Meter

How to Borrow Units from PHED Prepaid Meter

As we stated earlier, there are different methods that you can use to borrow units from a PHED prepaid meter, like via code, online, etc. We’ll be taking each of the methods one after the other for better understanding. Let’s proceed!

1. Code to Borrow Credit from PHED Prepaid Meter

One of the easiest ways that you can use to borrow credit units from a PHED prepaid meter is through code. The code that you can use to borrow a prepaid electricity unit from a PHED prepaid meter is #414#. 

This code is ideal when you need just a few units of prepaid electricity. With this code, you can borrow five units of electricity using your meter’s CIU. Don’t forget that borrowing credit units is synonymous with taking a loan. This means that when you borrow credit units from a PHED prepaid meter using a code, you will repay it in your next recharge.

Meanwhile, it is also important to note that this code can only work for you if you don’t have an outstanding balance in your PHED prepaid meter. This means that if you borrowed units before using the code and you are yet to repay it back, you won’t be able to borrow another credit without paying the outstanding one first. Once you repay it, you can then use the code to borrow units. Any units you borrow from the PHED prepaid meter will be deducted in your next recharge.

Interestingly, it is not difficult to borrow credit units from PHED prepaid meter using code, to get started; do this:

  • Locate your meter’s CIU
  • Plug it into a suitable power source
  • Press #414# on the keypad
  • Tap on the ‘’Enter’’ tab
  • If you are eligible, you will get notification confirming that you have successfully borrowed units from the PHED prepaid meter.

2. How to Borrow Units from PHED Prepaid Meter Online

You can also borrow electricity units from a PHED prepaid meter online. There are two methods that you can use to do that, which are pay with Migo and pay with Bento. With any of these methods, you can comfortably borrow units for your PHED prepaid meter from your comfort zone. Let’s see how it works.

a. Pay with Migo

You can borrow units from a PHED prepaid meter online using pay with Migo option. Migo partners with different online vending platforms, like VTUBase.com, Buypower, etc to allow electricity consumers under PHED to borrow prepaid electricity units and repay them within two weeks. How it works is that if you visit an online vending platform that is partnering with Migo, during check-out, you can choose the Migo ‘Buy Now, Pay in 14 days’ option, which allows you to buy prepaid electricity and repay them in 14 days. However, you are required to repay this credit unit loan within the stipulated period of time to avoid sanctions and penalties that come with defaulting. The more you repay it on time, the higher the credit you can get over time.

b. Pay with Bento

This is another option that allows you to borrow units for your PHED prepaid meter. This option is ideal if you want to borrow a large amount of units. However, before you can use this feature, you must be on Bento payroll. How it works is that Bento partners with online vendors to allow electricity users under PHED to pay for their electricity bills through a salary advance. If you are on the Bento payroll, you can choose the ‘’Pay with Bento’’ option when you buy prepaid electricity units online but don’t have money for outright payment. If you opt for this option, the money will be deducted from your next salary payment. So, if you are finding it difficult to manage your monthly budget, you can always opt for this method.

3. Via Neighbour

The last method on our list that you can use to borrow units from a PHED prepaid meter is by reaching out to your neighbor. Although this option is not as reliable as those discussed above, you can also borrow electricity units from your neighbor if you are on good terms with them. If your electricity credit units reach zero and you don’t have money for an immediate charge, you can ask your neighbor to help you recharge, and you will repay them when you have money. If they agree, you can give them your meter number, and they will recharge for you. However, don’t forget to repay them on time to enable you to build trust with them against other future relationships. 

Conclusion

Borrowing units from a PHED prepaid meter is not difficult and it offers temporary relief when you’re low on credit and need electricity in an emergency. There are different methods that you can use to borrow the credit units, ranging from quick code-based borrowing to online payments through Migo and Bento to borrowing from a neighbour. These methods are effective and they will help you get a temporary power supply. However, don’t forget that these borrowed units function as loans that you’ll need to repay, typically by your next recharge. So, use them efficiently and repay it on time to enable you to still access the feature again should the need arise.

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